:root{
  --bg:#0a1020;--bg2:#0f1830;--card:#131e3a;--line:#24325a;--ink:#f4efe6;--muted:#a9b2c8;
  --gold:#d4b06a;--gold2:#f0d79c;--ok:#7fd1a8;--warn:#f2c46d;--radius:16px;
  --serif:"Iowan Old Style","Palatino Linotype",Palatino,"Book Antiqua",Georgia,serif;
  --sans:ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.6 var(--sans)}
a{color:var(--gold2)}
a:hover{color:#fff}
img{max-width:100%}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.disclosure-bar{background:#070b17;border-bottom:1px solid var(--line);color:var(--muted);font-size:13px;padding:7px 0;text-align:center}
.disclosure-bar a{color:var(--muted)}
header.site{position:sticky;top:0;z-index:20;background:rgba(10,16,32,.86);backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid rgba(36,50,90,.6)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:64px;gap:16px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-family:var(--serif);font-size:24px;letter-spacing:.3px}
.brand b{color:var(--gold)}
.brand .crest{width:36px;height:36px;border-radius:50%;box-shadow:0 0 0 1px rgba(226,194,125,.35)}
nav.main{display:flex;gap:22px;font-size:14.5px}
nav.main a{color:var(--muted);text-decoration:none}
nav.main a:hover{color:var(--ink)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:999px;padding:13px 22px;font-weight:650;font-size:15.5px;text-decoration:none;cursor:pointer;transition:transform .12s ease,box-shadow .12s ease}
.btn-gold{background:linear-gradient(180deg,var(--gold2),var(--gold));color:#1b1405;box-shadow:0 8px 24px rgba(212,176,106,.25)}
.btn-gold:hover{transform:translateY(-1px);color:#1b1405;box-shadow:0 10px 30px rgba(212,176,106,.35)}
.btn-ghost{background:transparent;color:var(--ink);border:1px solid var(--line)}
.btn-ghost:hover{border-color:var(--gold);color:var(--ink)}
.btn-sm{padding:9px 16px;font-size:14px}
.hero{position:relative;overflow:hidden;padding:64px 0 48px;background:
  radial-gradient(900px 420px at 85% -10%,rgba(212,176,106,.18),transparent 60%),
  radial-gradient(700px 400px at 0% 0%,rgba(70,110,200,.20),transparent 60%),
  linear-gradient(180deg,#0b1328,#0a1020)}
.hero:after{content:"";position:absolute;inset:auto -10% -1px -10%;height:120px;background:linear-gradient(180deg,transparent,var(--bg))}
.hero .wrap{position:relative;z-index:1}
.eyebrow{display:inline-block;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:12px}
h1,h2,h3{font-family:var(--serif);font-weight:600;line-height:1.15;letter-spacing:.2px}
h1{font-size:clamp(34px,5.2vw,58px);margin:0 0 16px}
h2{font-size:clamp(26px,3.2vw,36px);margin:0 0 14px}
h3{font-size:21px;margin:0 0 8px}
.lede{font-size:clamp(17px,1.6vw,20px);color:#d7dcea;max-width:760px}
.muted{color:var(--muted)}
.small{font-size:13.5px}
section{padding:44px 0}
.grid{display:grid;gap:18px}
.g2{grid-template-columns:repeat(2,minmax(0,1fr))}
.g3{grid-template-columns:repeat(3,minmax(0,1fr))}
.card{background:linear-gradient(180deg,var(--card),#101a33);border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.card.link{text-decoration:none;color:var(--ink);transition:border-color .15s,transform .15s}
.card.link:hover{border-color:var(--gold);transform:translateY(-2px)}
.price{font-family:var(--serif);font-size:28px;color:var(--gold2)}
.badge{display:inline-flex;align-items:center;gap:6px;font-size:11.5px;font-weight:750;letter-spacing:.08em;text-transform:uppercase;padding:4px 9px;border-radius:999px;background:rgba(242,196,109,.12);color:var(--warn);border:1px solid rgba(242,196,109,.35)}
.badge.live{background:rgba(127,209,168,.1);color:var(--ok);border-color:rgba(127,209,168,.35)}
.badge.live:before{content:"";width:7px;height:7px;border-radius:50%;background:var(--ok);box-shadow:0 0 0 0 rgba(127,209,168,.6);animation:pulse 1.8s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(127,209,168,.6)}70%{box-shadow:0 0 0 8px rgba(127,209,168,0)}100%{box-shadow:0 0 0 0 rgba(127,209,168,0)}}
/* Estimator */
.estimator{margin-top:28px;background:rgba(19,30,58,.82);border:1px solid var(--line);border-radius:22px;padding:22px;box-shadow:0 30px 80px rgba(0,0,0,.35)}
.estimator form{display:grid;grid-template-columns:1.3fr 1.3fr .7fr .9fr .9fr auto;gap:12px;align-items:end}
.field label{display:block;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin:0 0 6px;font-weight:650}
.field input,.field select{width:100%;height:48px;border-radius:12px;border:1px solid var(--line);background:#0b1328;color:var(--ink);padding:0 14px;font-size:15.5px;outline:none}
.field input:focus,.field select:focus{border-color:var(--gold)}
.estimator .btn{height:48px}
.est-results{margin-top:18px}
.est-head{display:flex;flex-wrap:wrap;gap:10px;align-items:center;justify-content:space-between;margin-bottom:12px}
.est-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
.est-card{background:#0b1328;border:1px solid var(--line);border-radius:14px;padding:16px}
.est-card.dim{opacity:.45}
.est-card .cat{font-weight:700;margin-bottom:2px}
.est-card .range{color:var(--muted);font-size:14px}
.est-foot{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px;margin-top:14px}
.est-error{color:#ffb4a8}
.spinner{display:inline-block;width:16px;height:16px;border:2px solid rgba(255,255,255,.25);border-top-color:var(--gold);border-radius:50%;animation:spin .8s linear infinite;vertical-align:-3px}
@keyframes spin{to{transform:rotate(360deg)}}
/* Tables */
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius)}
table{width:100%;border-collapse:collapse;min-width:560px}
th,td{padding:14px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
th{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);background:#0d162d;font-weight:700}
tr:last-child td{border-bottom:0}
td .sub{display:block;color:var(--muted);font-size:13px}
td.num{font-variant-numeric:tabular-nums;white-space:nowrap}
.chips{display:flex;gap:8px;flex-wrap:wrap;margin:0 0 14px}
.chip{border:1px solid var(--line);background:transparent;color:var(--muted);border-radius:999px;padding:7px 14px;font-size:14px;cursor:pointer}
.chip.on{border-color:var(--gold);color:var(--ink);background:rgba(212,176,106,.1)}
/* Content */
.prose{max-width:780px}
.prose li{margin:6px 0}
.facts{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}
.fact{background:#0d162d;border:1px solid var(--line);border-radius:14px;padding:14px}
.fact .k{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.fact .v{font-family:var(--serif);font-size:20px}
details{border:1px solid var(--line);border-radius:14px;padding:4px 18px;margin:10px 0;background:#0d162d}
summary{cursor:pointer;font-weight:650;padding:12px 0;list-style:none}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";float:right;color:var(--gold)}
details[open] summary:after{content:"–"}
.cta-band{background:radial-gradient(600px 240px at 80% 0%,rgba(212,176,106,.2),transparent 60%),linear-gradient(180deg,#121d3b,#0d162d);border:1px solid var(--line);border-radius:22px;padding:32px;display:flex;flex-wrap:wrap;gap:20px;align-items:center;justify-content:space-between}
.steps{counter-reset:s}
.steps .card h3:before{counter-increment:s;content:counter(s);display:inline-grid;place-items:center;width:30px;height:30px;border-radius:50%;background:rgba(212,176,106,.15);color:var(--gold);font-family:var(--sans);font-size:15px;margin-right:10px}
.crumbs{font-size:13.5px;color:var(--muted);margin-bottom:14px}
.crumbs a{color:var(--muted)}
.note{border-left:3px solid var(--gold);padding:10px 14px;background:rgba(212,176,106,.06);border-radius:0 12px 12px 0;color:#d7dcea}
footer.site{border-top:1px solid var(--line);padding:36px 0 50px;margin-top:30px;background:#070b17;color:var(--muted);font-size:14px}
footer.site .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:24px}
footer.site a{color:var(--muted)}
footer.site h4{color:var(--ink);font-size:14px;margin:0 0 10px;letter-spacing:.06em;text-transform:uppercase}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin:6px 0}
.legal{margin-top:24px;padding-top:18px;border-top:1px solid var(--line);font-size:12.5px;line-height:1.6}
@media (max-width:980px){
  .estimator form{grid-template-columns:1fr 1fr}
  .estimator form .field.wide{grid-column:span 2}
  .estimator .btn{grid-column:span 2}
  .facts{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:760px){
  nav.main{display:none}
  .g2,.g3,.est-cards{grid-template-columns:1fr}
  footer.site .cols{grid-template-columns:1fr}
  .hero{padding:40px 0 28px}
  section{padding:32px 0}
  .cta-band{padding:22px}
}
td .btn{white-space:nowrap}
.wrap.prose{max-width:1120px}
.wrap.prose>*{max-width:820px}
@media(max-width:480px){.brand{font-size:19px;gap:8px;white-space:nowrap}.brand .crest{width:30px;height:30px}header.site .btn,header.site a[class*="btn"]{white-space:nowrap;padding:8px 12px;font-size:13px}}
